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AIG Programs is a leading underwriter of program business in the U.S. with programs addressing a myriad of niche markets written on both admitted and non-admitted basis supported by Program Administrators with market leading infrastructure and underwriting expertise. 

Developing true partnerships with MGAs/Program Administrators that align financial interests and risk appetites to achieve long term and sustainable underwriting profit.

Program Administrators with a proven track record, having operated in the programs space for a minimum of five years.

Homogeneous portfolios.

Managed program portfolio premium of $10M with the ability to grow.

Unique distribution channel and/or value proposition.

Expertise and Experience
For over 50 years, AIG Programs has been a market leader in providing innovative customer focused solutions spanning all 50 U.S. states.

Our experienced, knowledgeable and responsive staff are focused on delivering smart program solutions to meet the ever-increasing risks facing small  to mid-size businesses. 


Creativity and Collaboration
We are dedicated to providing consistent delivery of products and services to help our Program Administrator partners create client loyalty and attract new market opportunities.

Dedicated claims and risk management staff are focused on identifying trends and developing strategic solutions.


Strength and Stability
Building on over 100 years of experience, AIG is strategically positioned to be the top-performing company, committed to underwriting profitability and long term value.

Our broad appetite and large capacity enable us to provide tailored coverage for critical areas of the programs sector on an admitted and non-admitted basis.


Broad class appetite.

Ability to share the underwriting risk  however not mandated.

Flexible program structure options. 

Package focused, admitted or non-admitted paper. 

Ability to provide coverage in all 50 state.












Partner with best in class experts with a proven track record. 

Ability to scale with target of $10M in managed program premium with upside to grow.

Unique distribution channel and value  proposition.

AIG Programs can work with your recommended TPA or with AIG in house claims. 

AIG Programs can work with your underwriting system or deploy technology for rating and issuance.

AIG Programs can develop program specific coverage enhancements.


Flexible commission structure.

Profit sharing agreements. 

Willing to share underwriting profit with captives/reinsurers. 
















Thomas McGrath

Senior Vice President,

Head of US Programs

AIG Programs

Melissa Meserve

Vice President,

Head of US Programs Business Development 

AIG Programs