Employers’ Liability

• Legal Costs in addition to limit of indemnity
• Criminal Legal Expenses £5m aggregate limit in addition to limit of indemnity
• TUPE given as standard
• Wide definition of employee
• Health and Safety loss control
• eLearning RoSPA accredited health and safety training
• Serious Accident Response Service

Additionally

• Employment Related Accident Benefits (included as standard when Employers’ Liability purchased)

Public/Products Liability

• £5m aggregate legal costs in respect to Corporate Manslaughter in addition to the limit of indemnity

Wide cover as standard, including:

• Legionella
• Advertising liability
• Blanket vendors liability
• Member to member liability
• Advice, design service and specification cover provided if resulting in injury or damage
• Libel/slander/defamation
• Products unknowingly sold to the US included

Additional cover included depending on module purchased

• Product Recall: £50,000 limit for government recall, product defect or malicious product tampering (included with Products Liability)
• Environmental Clean Up Costs: £2,000,000 limit (included with Public Liability)
• Crisis Containment: up to £150,000 for professional crisis communications expertise  (included with Employers’ Liability or Public/Products Liability)

[Download White Label Summary]