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AIG Programs is a leading underwriter of Program business in the U.S. with Programs addressing a myriad of niche markets written on both admitted and non-admitted basis supported by Program Administrators with market leading infrastructure and underwriting expertise. By leveraging our breadth of product offerings, flexible structure options and dedicated Programs Underwriting, Claims and Loss Control teams, AIG is positioned to be the preeminent carrier in the Program space.

AIG’s track record in program development and management is evidenced by individual Program relationships dating back nearly 50 years, and our underwriting teams average 30 years of experience.

Our available programs complement our broad underwriting appetite with portfolios ranging from standard commercial classes to those created for complex, high-risk exposures. We manage both large and small portfolios, national or regional in scope. Our breadth of products includes property, general liability, inland marine, automobile, umbrella/excess, and professional liability.


A message from

Christopher J. Flatt

Head of AIG Programs and Group Captives

New Programs Ideas

If you have an existing program you would like to discuss,
we want to talk to you!  

Melissa U. Meserve
Vice President
Head of US Programs Business Development

O 646.857.1285
M 617.710.0826

New Program Appetite

  • Best in class Program Administrator with proven profitable track record, minimum of five (5) years experience
  • Unique distribution channel and value proposition
  • Ability to scale with minimum of $10M in managed program premium and upside growth potential
  • Homogeneous business which AIG is unable to access through existing AIG channels
  • Flexible program structure options including traditional risk transfer, fronting capabilities, risk sharing and higher deductibles to align client interests
  • Package focused, admitted or non-admitted single year policies in all 50 states
  • AIG the only carrier on Program to avoid adverse selection